Finance

Financing – The Borrowers

 

 

 The photovoltaic financing of Unicredit Banca is the product destined to the realization of photovoltaic plants – for the production of electricity – and they have obtained the state incentives for the realization. It is a solution to meet the considerable investment that these types of plants need and that pays for itself through a reduction in the electricity bill and the sale of the surplus current produced at the GSE (Electricity Services Manager) at tariffs incentive.

 

Characteristics of the financing

 

Characteristics of the financing

The minimum and maximum amounts payable vary according to the duration of the loan and the size of the dwelling that will be served by the plant. Amounts between € 10,000 and € 30,000 will be paid to all homeowner applicants and for durations from a minimum of 73 months to a maximum of 120 months. The amounts will be raised to a minimum of € 30001 to a maximum of € 50,000 if the property is larger than 180 square meters and the duration of the loan will be between 60 and 120 months.
The disbursement of capital will take place directly in the current account. The rate can be fixed (EuroIrs to 10 years) or variable (Euribor 3 months plus spread).
The preliminary expenses amount to 1% of the financed amount, while there are no costs for the total early repayment of the loan. 

 

Documents to present to obtain the financing

 

Documents to present to obtain the financing

– The personal details of the borrower and of any co-registered persons.
– The documentation relating to the expenses incurred / to be incurred for the plant.
– Notarial transfer of credit from the GSE. Published by: Andrea De Magistris – Updated 11-07-2011
Doubts? Ask the editors!

 Loan simulation

It is possible to simulate the loan simply by entering the APR and activating the ‘Simulate!’ Function. By moving the sliders it will be possible to vary the amount requested or the amount of the installment that you are willing to pay to get an idea of ​​how one changes with the other.

APR practiced Simulate! ———

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